Cincinnati Home Office: 877-523-3231   |   Agent Secure Site


Unity Financial Life Insurance Company reported another good year in 2015. Sales increased by more than 8 percent over 2014, and assets grew by over 9 percent to $208 million. Total assets have almost doubled since 2010. Capital and Surplus, which has increased every year since 2002, ended the year at a new record high.

Jay Hardy, President and COO, noted that Unity Financial Life continues to have the highest rated investment portfolio among pre-need insurance peers. All investments are investment grade, fixed income securities. For fourteen years, no investment purchased and owned by Unity Financial has defaulted or been downgraded to below investment grade. Although market and book yields declined during the year, the increase in assets allowed Unity Financial to report record investment income in 2015.

Even though overall earnings were not a record, Mr. Hardy said he was pleased with the solid results in a very low interest rate environment. Interest rates have been falling for several years, and it has not been an easy time for preneed insurance companies to increase profit margins. Unity Financial added several new sources of distribution during 2015 and did not lose any major producers. The Home Office employees and the agency field force are both stronger and more experienced now than at any time in the company’s history.

Unity Financial Life Insurance Company, based in Cincinnati, Ohio, is a national leader in the pre-need funeral funding and irrevocable funeral trust markets. The company is licensed in 47 states plus the District of Columbia and was founded over fifty years ago in 1964.

Simple Solutions. Demonstrated Strength. Exceptional Value.